Personal Finance Services
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The landscape of Personal Financial Services in India is dynamic, with continuous
innovations and regulatory changes shaping the way individuals manage their
finances. The focus has increasingly shifted towards providing more integrated,
customer-centric services that offer convenience, security, and better financial
outcomes for individuals
At Finchatss Consultancy Services , we extend the following services under the
leadership of Certified Financial Planner Mr.Mohankumar Ramakrishnan
Tax Planning and Advisory Services
We help individuals understand and
plan their taxes more efficiently, utilizing various investment options available
under the Income Tax Act of India, such as Section 80C, to save on taxes.
We assist individuals in creating Hindu Undivided Family accounts for effective
Tax Planning . From ITR-1 to ITR-7 we specialise Tax Filing for multiple
constitutions ranging from Free Lancers , Salaried , Business Men , Self
Employed Individuals.
Wealth Management and Advisory Services
Tailored for high-net-worth
individuals, these services include personalized investment advice, estate
planning, tax planning, and portfolio management. Wealth management firms
and banks offer these services to help individuals optimize their wealth.
Insurance Services
Life Insurance
Provides financial protection to the insured’s family in
case of the untimely death of the insured. Various plans, including term
insurance, whole life policies, and endowment plans, are available.
Our Major Specialisation is Term Plan curation for our clients
Health Insurance
Offers coverage against medical expenses incurred
due to illness or accidents. With the rising cost of healthcare in India,
health insurance has become a necessity for individuals.
We partner with all the leading Health Insurance companies of the
country and aid our clients till claim settlement
General Insurance
Includes vehicle insurance, home insurance, and
travel insurance, providing coverage against loss or damage to
property and liabilities.
Investment Services
Mutual Funds
Investment in mutual funds is a popular option for
individuals looking to grow their wealth over time. These funds invest
in a diversified portfolio of stocks, bonds, or other securities.
Under our ARN code , we specialise in Regular mutual funds and suggest Direct Mutual Fund Plans on a Fee only Financial Planning Model.
Under our ARN code , we specialise in Regular mutual funds and suggest Direct Mutual Fund Plans on a Fee only Financial Planning Model.
Stock Market Investments
Individuals can invest in the stock market
directly through equity shares or via derivatives. Brokerage firms and
online trading platforms have made it easier for retail investors to
participate in the stock market.
As a SEBI registered Research Analyst , we suggest the stocks with potential growth to our registered clients
As a SEBI registered Research Analyst , we suggest the stocks with potential growth to our registered clients
Fixed Income Instruments
Investments in government bonds,
corporate bonds, and fixed deposits with banks or non-banking
financial companies (NBFCs) offer fixed returns and are considered lowrisk investment options.
Retirement Planning Services
These services help individuals plan for their
retirement, ensuring financial stability in their golden years. Pension plans,
annuity plans, and the National Pension System (NPS) are popular retirement
planning products.
For our Senior citizen clientele , we assist in Estate Planning with WILL
Services. We assist in distribution of Property to Legal Heirs , Work as Executor
and offer Trusteeship mentoring
