Personal Finance Services

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    The landscape of Personal Financial Services in India is dynamic, with continuous
    innovations and regulatory changes shaping the way individuals manage their
    finances. The focus has increasingly shifted towards providing more integrated,
    customer-centric services that offer convenience, security, and better financial
    outcomes for individualsAt Finchatss Consultancy Services , we extend the following services under the
    leadership of Certified Financial Planner Mr.Mohankumar Ramakrishnan

    Tax Planning and Advisory Services

    We help individuals understand and
    plan their taxes more efficiently, utilizing various investment options available
    under the Income Tax Act of India, such as Section 80C, to save on taxes.We assist individuals in creating Hindu Undivided Family accounts for effective
    Tax Planning . From ITR-1 to ITR-7 we specialise Tax Filing for multiple
    constitutions ranging from Free Lancers , Salaried , Business Men , Self
    Employed Individuals.


    Wealth Management and Advisory Services

    Tailored for high-net-worth
    individuals, these services include personalized investment advice, estate
    planning, tax planning, and portfolio management. Wealth management firms
    and banks offer these services to help individuals optimize their wealth.

    Insurance Services

    Life Insurance

    Provides financial protection to the insured’s family in
    case of the untimely death of the insured. Various plans, including term
    insurance, whole life policies, and endowment plans, are available.
    Our Major Specialisation is Term Plan curation for our clients

    Health Insurance

    Offers coverage against medical expenses incurred
    due to illness or accidents. With the rising cost of healthcare in India,
    health insurance has become a necessity for individuals.
    We partner with all the leading Health Insurance companies of the
    country and aid our clients till claim settlement

    General Insurance

    Includes vehicle insurance, home insurance, and
    travel insurance, providing coverage against loss or damage to
    property and liabilities.

    Investment Services

    Mutual Funds

    Investment in mutual funds is a popular option for
    individuals looking to grow their wealth over time. These funds invest
    in a diversified portfolio of stocks, bonds, or other securities.


    Under our ARN code , we specialise in Regular mutual funds and
    suggest Direct Mutual Fund Plans on a Fee only Financial Planning
    Model.

    Stock Market Investments

    Individuals can invest in the stock market
    directly through equity shares or via derivatives. Brokerage firms and
    online trading platforms have made it easier for retail investors to
    participate in the stock market.

    As a SEBI registered Research Analyst , we suggest the stocks with
    potential growth to our registered clients

    Fixed Income Instruments

    Investments in government bonds,
    corporate bonds, and fixed deposits with banks or non-banking
    financial companies (NBFCs) offer fixed returns and are considered lowrisk investment options.

    Retirement Planning Services

    These services help individuals plan for their
    retirement, ensuring financial stability in their golden years. Pension plans,
    annuity plans, and the National Pension System (NPS) are popular retirement
    planning products.For our Senior citizen clientele , we assist in Estate Planning with WILL
    Services. We assist in distribution of Property to Legal Heirs , Work as Executor
    and offer Trusteeship mentoring